Certain Cigna Companies and/or lines of . Of course, this does not imply that insurance companies never fund large cases of liposuction or other aesthetic procedures. Or laser treatments may be used to remove them. The coverage policy prevents Cigna from arguing that liposuction for lipedema is experimental or unproven. Further . Liposuction is generally a part of breast reduction surgery, http://www.health.harvard.edu/staying-healthy/abdominal-fat-and-what-to-do-about-it, http://www.aetna.com/cpb/medical/data/1_99/0031.html, https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2884718/, https://www.hindawi.com/journals/psi/2015/625396/, http://www.breastcancer.org/treatment/surgery/reconstruction/types/autologous/fat-grafting, Liposuction is a cosmetic procedure. Msg & data rates may apply. This is an important question. Much research, deliberation, and theestablishment of practice standards factors into what is considered an approved therapy by the medical community. Saturday: 9am-2pm. Lipedema, a condition in which fat deposits in the body swell into the leg, causing bloating and swelling in the legs and, in severe cases, the lower torso, is another major application for liposuction. Fat clots or blood clots, which may travel to the lungs (pulmonary embolism) and become life-threatening. 1. Grafting of autologous fat harvested by liposuction technique to face, eyelids, mouth, neck, ears, orbits, genitalia, hands, and/or feet; 25 cc or less injectate. If you are having a large amount of fat removed, are obese, or have health problems, your risks go up. This treatment typically caters to eliminating excess fat int he neck, arms, breasts, abdomen, thighs, buttocks, and face. Liposuction is sometimes used in combination with other cosmetic surgery procedures, such as a "tummy tuck" (abdominoplasty), breast reduction, or face-lift. Insurance may not cover treatment for complications that arise from cosmetic surgery. This is due to insurances long-standing policy of not covering elective procedures like liposuction. Healthwise, Incorporated, disclaims any warranty or liability for your use of this information. Some people do this through diet, exercise, and other lifestyle changes. On average, patients who use Zocdoc can search for a Plastic Surgeon who takes Cigna insurance, book an appointment, and see the Plastic Surgeon within 24 hours. Understand what can and cannot be achieved with cosmetic surgery. Healthwise, Incorporated, disclaims any warranty or liability for your use of this information. 4syGC#'F"X=AA/t7.8n]Q,xeCsJ C`PlFH Zf2F!~GoXt8r289;* @`F l(hi i&cdGs[PHA$RV R&8@4!Z?0svi) V006e*eba.dzx9K#?&nd(Ipm9#7# ^ABULGa>H34?CExJe`b0 Note: There are some insurance policies available that cover liposuction and other cosmetic procedures too. The U.S. is doing better than it was 20 years ago when it comes to helping people lose weight and fight obesity. You can gather whatever supporting documentation you have regarding your disease and any prior therapies youve attempted, in addition to the written request from your doctor. Improvement is especially seen along the jawline and in the neck. Bariatric surgery proceduress covered by Cigna-HealthSpring PPO are: Gastric Stapling. Get the facts about what to expect from a certain procedure. For example, breast reconstruction after a mastectomy is covered, and this coverage is now actually required by law, called the Women's Health and . Reconstructive surgery may be covered if it will improve your physical function or will correct a problem present from birth (congenital) or caused by an accident. Lipomas can cause discomfort and, rarely, become carcinogenic. Insurance in the United States is meant to operate as cost sharing and risk sharing between the individual and the insurance company as well as between the individual and other individuals in their insurance pool. No reputable surgeon will call the insurance company for a cosmetic procedure on your behalf. Cosmetic procedures are not typically covered by insurance companies, Medicaid or Medicare, There are some instances where insurance may cover liposuction. After the procedure, the area of the body that was treated will be covered with a compression garment or elastic bandages. You can still have liposuction even if insurance companies dont pay for it. Your email address will not be published. Women may seek breast reduction to change their appearance, reduce back pain, and reduce limitations of activities caused by large breasts. Ask how the person felt about the results, whether the surgery achieved the results hoped for, and what the total experience was like. This procedure permanently removes unwanted hair such as facial hair. In other states, we are usually able to help Coverlipedema.com members work with the surgeon of their choice. Coverage Policies are not recommendations for treatment and should never be used as treatment guidelines. But insurance coverage for some of the most promising treatments remains spotty. The face, neck, abdomen, back, buttocks, legs, and upper arms are all commonly treated areas. These doctors may be plastic surgeons, reconstructive surgeons, or cosmetic surgeons. Coverage Policy . It may be used to treat acne scars and wrinkles around the mouth or to treat an enlarged nose (rhinophyma) caused by rosacea (facial inflammation and redness). An unsuccessful procedure is defined as a failure to lose 50% of excess body weight. Cigna has been a popular health insurance provider since 1982, particularly among seniors who qualify for Medicare. Don't give up if insurance refuses to cover liposuction. Learn about the medical, dental, pharmacy, behavioral, and voluntary benefits your employer may offer. However, your procedure will need to fulfill several requirements in order to be eligible for coverage. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. Breast reduction when large breasts cause pain or severely limit a woman's activities. Cigna also doesnt explicitly cover trunk liposuction (hips, abdomen, and buttocks), but other plans like Aetna also do not state that explicitly, but do cover. SilverSneakers and other fitness perks are provided by several Insurance Advantage plans. Less invasive than bariatric surgeries like the gastric sleeve and gastric bypass, liposuction is beneficial for individuals with normal or slightly higher than recommended body weight who carry a significant amount of visceral fat. document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); Treatment* Select your treatmentHair TransplantGynecomastiaLiposuction SurgeryBreast SurgeryFace LiftLipomaBreast LiftBreast LumpBreast ReductionBreast AugmentationAxillary BreastThyroidectomyTummy TuckScar Removal, Select your treatmentPilesAnal FistulaFissurePilonidal SinusHernia SurgeryGallstones SurgeryCarpal Tunnel SyndromeACL-TearKnee ReplacementHip ReplacementSpine SurgeryShoulder Tendon RepairShoulder Labrum Tear SurgeryShoulder DislocationCataract SurgeryLasik SurgeryHysterectomyHysteroscopyEardrum surgeryDeviated Nasal SeptumAdenoidectomyFESS / SinusTonsillectomy / TonsilKidney StonesProstate EnlargementMale InfertilityVaricoceleLaser CircumcisionZSR CircumcisionVaricose VeinsDiabetic Foot UlcerDeep Vein ThrombosisAV Fistula for DialysisHair TransplantGynecomastiaLiposuction SurgeryBreast SurgeryFace LiftTummy TuckScar RemovalLipomaBreast LiftBreast LumpBreast ReductionBreast AugmentationOvarian CystHymenoplastyVaginal TighteningPCODIrregular PeriodsDilation and curettageVaginal CystHysteroscopyPain during IntercourseUrine infectionHysterectomyFibroids treatmentEctopic PregnancyMedical Termination of Pregnancy (MTP)Abnormal Uterine BleedingVaginal BleachVaginal RejuvenationPap smear problemsRecurrent Vaginal InfectionAbnormal Vaginal DischargeImperforate HymenVaginal wartEctopic pregnancyMolar pregnancyBartholin CystMiscarriageEndometriosisDermoid CystChocolate CystAdenomyosisIVFAxillary BreastThyroidectomy. Have your doctor show you photographs and explain the possible results. Any licensed medical doctor can legally perform cosmetic surgery, but the levels of training and experience in cosmetic surgery vary widely. Review your insurance policy to determine if liposuction is covered. All Cigna policies exclude breast reduction surgery if the only symptoms associated with . Medicare does not cover cosmetic liposuction, which people often refer to as lipo, as it is generally an elective procedure.Most private medical insurance plans also have this policy. By continuing to use this website, you consent to the use of cookies in accordance with our Cookie Policy. VA benefits typically cover routine eye care, but they can also cover preventative and treatment procedures, such as eye surgery. Read on to learn more about some situations in which the VA may pay for a veteran's liposuction. This uses a mildly abrasive technique to treat just the top layers of the skin. This technique may be particularly helpful in removing fat from the neck, upper abdomen, sides, and back. It will not get rid of cellulite or stretch marks. Prior to then, insurance was usually denied because it was considered a cosmetic procedure. We have been helping women with UHC get covered for years and have the connections, data, and experience that quickly resolves these issues. There are some instances where insurance may cover liposuction. This Coverage Policy addresses mastectomy, reduction mammoplasty, and liposuction for the treatment of gynecomastia. Best Cigna Health Insurance Plans. Local anesthesia is used in some cases. After fat has been removed, the skin around the area may be somewhat loose. What should I look for when buying health insurance? The skin will usually tighten and retract after a few months. Take the time to think it through. Steps to claim liposuction insurance -. Same-day appointments are often available, you can search for real-time availability of Plastic Surgeons who accept Cigna insurance and make an appointment online. Tumescent liposuction may not require general anesthesia (which makes you sleep through the procedure). Treatment costs vary from region to region, and the variation can sometimes be significant. It is used to reduce fine lines and wrinkles, treat light scarring, and improve uneven skin coloring. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. For questions on Benefits with Cigna call: 1.800.CIGNA24 (1.800.244.6224) (available 24/7) Cigna's Weight Loss Surgery Full Coverage Statement. Results may or may not be lasting. Your insurance company is the best resource when it comes to coverage and benefits. Cigna is a healthcare insurance company that offers coverage for dental procedures, including braces and Invisalign. 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